P2P platforms like Faircent are today offering a plethora of options to the discerning investor – various plans with different tenures and payout options. These allow lenders to find a match in terms of returns and liquidity when it comes to their investment objectives. There are different plans – from those that offer high returns like up to 12 per cent with a 12 months lock-in to much more flexible plans like those where funds can be withdrawn within 24 hours.

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