faircent personal loans


Faircent has funded Personal loans at
interest rates as low as 14.1%

The Faircent Advantage

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No intermediary costs and margins leading to lowest rates

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Borrow directly from trusted lenders, without visiting a bank

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Accept, Reject or Counter proposals to get the rate which suits you best.

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You can get funded within hours after your loan is listed.

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The Faircent Experience

“I was looking to borrow money for house renovation and I didn’t want to go through the hassles of unending paper work. A friend suggested Faircent.com. Initially I was a bit skeptic about paying the activation fees but once I got the account activated…WOW. I couldn’t believe how fast and smooth the entire process became. I got the money, the renovation is done and I chalked out a great deal with my respective lenders to keep everything easy on my pocket too.”

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Faircent Personal Loan

All of us have faced sudden or urgent requirements for money which have come up at odd times and in order to satisfy these, we start looking for a quick personal loan. The requirement could be for a wedding expense, a medical emergency, renovation or refurbishment of your home or even to take a vacation. Even those struggling with debt on credit cards may wish to consolidate it under a single low cost personal loan.

At Faircent.com, we are committed to provide easy and fast access to online personal loans at the lowest interest rates. Faircent.com is India’s largest peer to peer (P2P) lending website where borrowers deal directly with registered lenders thereby removing intermediary costs and margins of banks and financial institutions.

At Faircent.com, the guiding philosophy is to make the borrowing process simple for anyone who needs a personal loan. Every borrower is identity-verified, credit-checked and risk-assessed on the basis of documents received from them. The automated underwriting engine determines the maximum loan amount, rate of interest and the loan tenure at which you can avail a personal loan. You can expect interest rates in ranges from 12% p.a. to 28% per annum and your choice of loan tenure in the middle of 6 months to 36 months. You can apply for a personal loan from ₹30 thousand to ₹7.5 lacs and for business purpose up to ₹10 lacs. So, for example, an individual borrowing for a debt consolidation a sum of Rs. 2 lacs for a tenure of 24 months at 18% per annum will have a monthly EMI of INR 9985/-.

In order to process, verify and list your personal loan request on our P2P lending platform for a one-time registration charge of Rs. 500/- is applicable. Sign up today to get listed on our platform and avail the lowest rates on personal loans.

Faircent is the pioneer in India’s peer to peer lending market.

It is enabling individual and institutional lenders to invest directly in this alternative asset class for higher returns and helping creditworthy borrowers to avail personal loan at lower costs.


Started in 2014, in less than 2 years more than...

  • 234,451 Lenders have joined us
  • 4,379,868Borrowers have joined us
  • 38,515 Lacs Committed to lend
  • 108,016 Lacs Loans funded so far

Faircent in the Media

Peer to peer lending facilitator Faircent.com is eyeing business
transactions worth Rs. 2,000 crore in three to four years on rising demand for loans in the country



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