Your money is no longer a piece of paper and ink, changing hands, getting soiled and landing up at a bank exchange counter. Theoretically, it may still happen, but much of this is history in the era of digital transactions. What kicked off with ATMs, debit/credit cards and Internet banking has now evolved into touch-and-go Web and mobile apps. They cover every aspect of our financial life, be it banking, borrowing, investing, tax filing, buying insurance or paying bills. But technology becomes obsolete fast, and by the time you are adept at using one, an advanced version comes into play. Of course, cash will not die all of a sudden, but you can manage your money better digitally, with a vast range of tech tools to choose from. But before we look at the latest technology changes and how you can make the best of it, a brief overview would not be out of order.

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